I'd say it's more like Mass Effect 3, at least gameplay wise and if it was made into an MMO. While there also might be some similarities with Borderlands 2 that game though is an FPS which puts it in a different classification of games altogether.
Blur is like the poor man's Biotic Charge.
Overcharge is Adrenaline Rush without the time dilation. (multiplayer)
Decoy is Combat Drone except less useful.
Cloak is Tactical Cloak.
Nano effects are the different ammo types.
Same types of grenades.
You buy lockboxes either with real money or resources earned within the game. (multiplayer)
Weapon modifications that changes the look of the gun.
Customize your face.
Play as a character that can be of either gender independent of class.
Dark Matter is a reverse Cerberus.
The Afflicted are some of the various Reaper forces. (husks/cannibals)
Also, ME3 came out 6 months before Borderlands 2.


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