Pretty sure running into a Monarch was always an insta-destroy on vehicles even before the patches as it always happened to me when I got unlucky enough to run into one.
Also if you believe a vehicle should destroy a Monarch rather than a Monarch total a vehicle go find a Rhino or an Elephant probably something akin to the size/weight of said Hellbug variant and Ram your actual vehicle into it and see if you manage to drive away or total said vehicle.


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